WE APPROVE CREDIT SCORES STARTING AT 500

Tap Into the Equity In Your Home to Get The Cash You Need

We help homeowners use the equity in their home to consolidate debt,
pay for home improvements, or plan for a large upcoming expense.

No SSN required. Zero impact to credit. Your information is never sold.

See why we’re rated 5.0 by 4,000+ reviewers!

TOP 10

CUSTOMER
satisfaction

Home Lending

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Q4 2024

TOP 10

CUSTOMER
satisfaction

Home Lending

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Q1 2025

TOP 3

CUSTOMER
satisfaction

Home Equity

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Q4 2024

TOP 3

CUSTOMER
satisfaction

Home Equity

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Q1 2025

You get cash. We make it simple.

We have a judgement-free and holistic approach to the loan process, offering a diverse range of loan options tailored to your financial situation.

debt-restructure

Debt Restructure (Cash-Out)

Tired of drowning in high-interest credit card balances and endless installment loans? It’s time to break free and restructure your debt!

By tapping into your home equity, you can:

  • Get cash to pay off high-interest debt
  • Potentially reduce your monthly payments
  • Improve your overall cash flow

Imagine the relief of streamlining your debt into one manageable payment.

Our satisfied homeowners have saved thousands by restructuring their debt — and you could be next!

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Take Control of My Debt Now
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Self Employed Loans

Are you a self-employed homeowner looking to access the equity in your home? We understand that traditional income verification can be can be a challenge, but we’re here to help!

With our self-employed loans, you can:

  • Qualify without tax returns or W-2 forms
  • Use your home equity to invest in your business, renovate your property, or pay bills or other debt
  • Benefit from a streamlined application process designed for self-employed individuals

Our satisfied self-employed homeowners have accessed thousands in funding through home equity — and you could be next!

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Unlock My Home Equity Today
reverse-mortgages

Reverse Mortgages

Are you a homeowner aged 62 or older looking to access your home equity? With a reverse mortgage, you can unlock the financial freedom you deserve while remaining in the home you love!

Our reverse mortgage solutions allow you to:

  • Eliminate monthly mortgage payments
  • Convert a portion of your home equity into tax-free cash
  • Use the funds however you wish, whether it’s enhancing your retirement lifestyle, covering healthcare expenses, or helping loved ones

Our knowledgeable team is committed to providing exceptional service, earning us a remarkable 5.0 rating out of 6K+ reviews and an A+ rating on BBB.

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Check My Reverse Eligibility

What Makes Us Different?

At Haven Home Equity, we empower homeowners with less-than-perfect credit to achieve their financial goals. Our personalized loan solutions are designed to meet your unique needs, with:

  • Approvals for credit scores as low as 500
  • Customized loans tailored to your specific situation
  • Maximum cash-out options for debt consolidation, home improvements, or savings
  • Bank statement programs for the self-employed
  • Quick closing times – weeks, not months
  • Mobile app for easy loan tracking and document uploads

When other lenders say no, we say yes. Discover the Haven Home Equity difference today.

Get My Quote Now

It takes less than 1 minute!

What our customers say

Apply For A Loan Online

Download Our Haven Home Equity Mobile App

  1. Loan Calculators

    Detailed calculators help you figure out payments.

  2. Document Scanner

    Once you’re approved for a loan, securely scan and upload docs from your phone.

  3. Loan Applications

    Create an account today to apply for a loan with Haven Home Equity

Detailed calculators help you figure out payments.

Haven Home Equity: By the Numbers

+$44K in tax-free cash!

Average one-time cash payment to our clients

-$25K in debt reduction

Average reduction in our client’s high-interest debt

-$200 / month

Average reduction in our client’s monthly payments

Close in just 3 weeks

Average time from initial consultation to close

We specialize in Cash-Out & Debt Restructure loans!

How Much Can I Get?

Zero credit impact. It takes less than 1 minute!

  • Competitive fixed rates
  • Close in less than 30 days
  • Cash-out up to 80% (100% for Veterans)
  • Common sense underwriting
  • Dedicated client success manager
  • Ability to approve credit scores down to 500