Skip to main content Skip to footer
  • Find solutions

      Find solutions

      Turn your home equity into a cash oppurtunity without setting you back in the future.

      Find the best solution

      Opportunities

      Debt relief

      Simplify your payments and free up cash to reduce financial stress

      Home or life improvements

      Fund big dreams like renovations, education, or major purchases

      Flexibility for entrepreneurs

      Qualify with alternative income documentation

      Reverse mortgage

      Convert your home equity into tax-free cash

      Lower my mortgage rates

      Save more each month by restructuring your loan

      Explore all options

      Smarter strategies

  • Loan options

      Loan options

      Access the funds you need now without getting into unnecessary debt.

      Check eligibilityApply now

      Opportunities

      Cash-out solutions

      • Debt consolidation refinance
      • Home improvement loans
      • Home equity loans
      • Self-employed loans
      • VA cash-out loans
      • FHA cash-out loans
      • DSCR cash-out loans
      • Manufactured home loans

      Reverse mortgages

      Reverse mortgage loans

      Lower my rate

      Rate term refinance

      Not sure?

      Explore all opportunities

      Smarter strategies

  • Haven framework

      HAVEN framework

      Discover smarter ways to minimize interest payments, allowing you to pay down your principal balance faster and save money over time.

      Access your equityCalculate savings

      Opportunities

      Haven framework

      Our 3 proven principles that help you accelerate your equity for both short and long-term gains.

      Haven Step Forward program

      Short-term relief for credit-challenged homeowners, with a clear path to stronger loan terms.

      Equity Acceleration

  • About

      About HAVEN

      We changed our name from Top Flite Financial Consumer Direct because 99% of the solutions we provide involve leveraging your home equity.

      Unlock your equityConnect with an advisor

      Haven Home Equity

      • Our approach
      • Reviews
      • Meet the team
      • Careers
      • Contact

      Top Flite - Homeless Angels

  • Resources

      Resources

      The more you know about the bad advice out there, the better we sound.

      Get a rate quote

      REFINANCING

      • Explore cash-out refinance
      • Refinance with Bad Credit
      • Maximizing VA mortgage
      • FHA cash-out loans
      • DSCR refinance & cash-out

      Debt

      Considering a loans to pay debtHome equity loans with bad credit

      More

      Decoding reverse mortgages
      Explore all loan articles

      Calculators

      • Blended debt rate
      • Equity accelerator
      • Cash flow analysis
(314) 748-1313
Apply now

Where equity turns into opportunity

Solutions

  • Debt relief
  • Home or life improvements
  • Flexibility for entrepreneurs
  • Reverse mortgage
  • Lower my mortgage rates

Calculators

  • Blended debt rate
  • Equity accelerator
  • Cash flow analysis

About us

  • Our approach
  • Reviews
  • Meet the team
  • Careers
  • Contact

Contact

(314) 748-1313contact@hheq.com

21 The Boulevard Richmond Heights, MO 63117 NMLS# 1035759

225 North Shore Dr., Ste. 201 Pittsburgh, PA 15212 NMLS# 1853409

Haven Home Equity, Inc. is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. All information contained herein is for informational purposes and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states, and restrictions apply.

Haven Home Equity is an Equal Housing Opportunity company. In accordance with the Equal Housing Opportunity Act, Haven Home Equity does not discriminate against any applicant on the basis of race, color, religion, creed, national origin, ancestry, sex, marital status, familial status (number and age of children), sexual orientation, age (provided that the applicant has the capacity to enter into a binding agreement) medical history, disability, physical condition, military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service Members Civil Relief Act (SCRA); that all or part of a consumer income derives from a public assistance program, or any other basis prohibited by law. Haven Home Equity does not operate in the state of Alaska, and this website will not be used to conduct licensable activities with Alaska Residents.

  • NMLS Consumer Access Portal
  • Privacy Policy
  • Licensing

© 2026 | Haven Home Equity Inc. | NMLS# 4181 | Branch NMLS# 1035759

Made with

by WebCherry